Debt Relief

How to Choose a Debt Relief Program

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debt relief programs

Today, millions of Americans need help with their debt. Although the 30-year fixed mortgage interest rate is 4.21 (as of 10/08/2010), down by 17.5% on a year-to-year basis (5.1 in 2009), consumers find it hard to meet their financial obligations. Besides, late credit card payments generate extra fees that add up to the financial strain. […]


The Dark and Ugly Financial Side of Divorce

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divorce expensive

Divorce is expensive. Not only is there the cost of the attorneys and court-mandated marriage counseling which can run into the thousands of dollars, but there’s also the splitting of community debt and assets which is never as simple as it seems. When I went through my divorce some 22 years ago, the dark financial […]


Teaching Kids About Personal Finances

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kids finances

As a disabled, stay-at-home mom, teaching our daughter about money is something I believe is important. I want to save her the heartache of poor financial decisions I experienced. Even though she is only six years old, I have found several ways to make learning about personal finance fun and engaging. No Allowance – Unlike […]